Real life stuff you'll actually use.
Cooking. Money. Jobs. Home. Learn the things nobody really teaches you—in quick lessons that don't feel like homework.
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Money & Bills
Paychecks, bills, banking, credit, and taxes — the money skills you'll use forever.
FreeBudget, save, spend smart
Money Smarts
Budgets, saving, interest, and smart spending — the money stuff you'll use your whole life, explained simply.
What you'll learn
- Build a simple budget that maps where your money actually goes
- Make compound interest work for you — and dodge it when it works against you
- Tell needs from wants at the moment it matters: the checkout
PremiumRead a bill like a pro
Understanding Your Bills
Phone, electric, water, internet, insurance, credit cards — every bill shares the same blueprint. Learn to read one, pay it on time, and catch charges that don't belong.
What you'll learn
- Read any bill in under a minute: account, billing period, charges, amount due, due date
- Set up autopay and reminders so on-time payment happens automatically
- Spot mystery charges, double bills, and forgotten subscriptions
PremiumWhat you make vs. what you keep
My First Paycheck
Gross pay, net pay, and all the stuff that disappears in between. Learn to read a realistic fictional paystub and know exactly what you take home.
What you'll learn
- Gross vs. net pay — and why every budget should run on net
- Every line in the deductions block: taxes, FICA, and voluntary benefits
- Reading a paystub in five minutes, including catching payroll errors
PremiumUse a bank without the confusion
Banking Basics
Checking, savings, debit cards, and ATMs — how banks actually work, and how to keep your money (and your info) safe.
What you'll learn
- What checking and savings accounts are each built for
- Why your app's balance sometimes lies — pending charges and deposit holds
- The fee menu: maintenance, ATM, and overdraft — and how to avoid every one
PremiumBorrow without the trap
Credit & Debt 101
What credit is, how credit scores work, and how interest quietly turns a small purchase into a big one.
What you'll learn
- What credit reports and scores are, and who's reading them
- How credit cards really work — statement balance, APR, and the minimum-payment trap
- Loans: principal, rate, term — and why longer usually costs more
PremiumMake your money grow
Saving & Investing Basics
Emergency funds, compound growth, and how time does most of the heavy lifting — general education, never specific investment advice.
What you'll learn
- Emergency funds: the cushion that comes before everything
- Compound growth: why starting early beats saving more later
- Retirement accounts, the employer match, and why fees quietly matter
PremiumYour first tax season, decoded
Taxes for Beginners
W-2s, 1099s, refunds, and deadlines — what taxes are for and how to survive your first filing season with fictional examples.
What you'll learn
- Why taxes and paycheck withholding exist at all
- The three forms that matter first: W-4, W-2, and 1099
- Filing a first return — refunds, owing, and the April 15 deadline